Important Message
On Behalf of Birchwood Motor Centre and all Staff we would like to extend our warmest regards to all our Customers new and old during this challenging time. The Safety and Well Being of our Staff and Customers has always been priority and with this increasing number of cases and panic being spread we would like to take this opportunity to reassure that we are doing everything we can to ensure that we have no operational business disruption. We will remain open as normal and wish to reassure that we are following government advice and guidelines taking necessary precautions as advised by the NHS to ensure our staff remain fit and Healthy. We are insuring all cars are being Cleaned daily and are being disinfected on handles, keys, Gear Lever and Steering Wheels once its been viewed. We are having all the cars prepped the same way on any appointments made to view a Particular car before Customer contact. We will continue to Monitor this outbreak and will endeavour to keep you updated as things progress. Please follow our Instagram and Facebook for all updates and feel free to contact us anytime via Social Media. Kind Regards The Birchwood Team

Finance Help

Require used car finance? But have bad credit?

Then talk to Birchwood Motor Centre - Used Car Finance Specialists

We have specialised in arranging car loans for people with poor credit for a great many years. As such, we have access to specialist lenders and will go out of our way to make sure you get the best deal for your budget.

All that is required from you is that you complete our short application form then sit back and relax. We will search all of the different bad credit car loans available to find the best one for you. We will then call you back, usually within minutes, to let you know what we can do for you.

  • Bad credit history: No problem! It's our speciality.
  • CCJ's, defaults or arrears: We may still be able to help!
  • Low rate UK loans: We endeavour to get you the best deal!
  • Quick decision: We are sure you will be impressed with our speed and efficiency!
  • Quick to apply: Click here to get started!

What is bad credit?

You may be unsure of your own credit rating, so here is some information to help you understand more.

Bad credit can be brought about by a number of things; missed or late payments towards your credit cards or any other loans or finance, arrears, defaults and County Court Judgements (CCJ's) which are the main contributors.

Also, as crazy as it sounds, if you have no history of any previous loans on your credit file this can also have an adverse effect on your credit score. So what do you do if you have a poor credit score and need to get a loan for your next vehicle?

As a result of the global credit crunch, a huge number of lenders have withdrawn from the market and people with impaired credit are concerned that they are no longer able to arrange the loans and finance that they need.

The good news is there are however still a number of specialist lenders that offer car loans to people with a bad credit record who also offer very competitive rates.

Birchwood Motor Centre has operated with these companies for many years, and it is our experience within this sector that puts us best placed to help you secure a car loan for your next vehicle.

Click Here to start your quick and safe online application.